Managing your finances can be challenging. Bills, subscriptions, savings goals, and unexpected expenses all require attention and organization.
But what if I told you that you can now manage your finances directly through WhatsApp?
That's right! The financial assistants on WhatsApp are revolutionizing the way we manage money, making financial planning and expense tracking as easy as sending a text message.
If you've ever wanted a simple, convenient way to track your finances without having to download multiple apps, this may be the perfect solution for you.
Why use a financial assistant on WhatsApp?
Before I discovered these assistants, I struggled to track my spending. I tried several budgeting apps, but I kept forgetting to access them.
WhatsApp, on the other hand, I use every day. So, having a financial assistant inside made all the difference.
Here are the main benefits of these assistants:
✅ No need to download other apps – Everything happens within WhatsApp.
✅ Simple and intuitive – It feels like a conversation with a friend.
✅ Real-time updates – Record expenses, receive reminders and organize your finances easily.
✅ Safe and private – Your data remains protected.
✅ Accessible on any device – Works on mobile and computer without the need for additional installation.
Now, let's get to know each other the best financial assistants on WhatsApp!
Photo: Google Images
The best financial assistants on WhatsApp
After researching and testing several options, I selected three reliable assistants to help you keep your finances organized.
1. POQT – Smart Financial Assistant
💡 Best for: Automatic recording of expenses and daily financial control.
O POQT is an innovative financial assistant that allows you to add spending and earnings via text, audio or photo directly on WhatsApp. It organizes your transactions and generates detailed reports, helping you visualize your finances clearly.
✅ Advantages:
✔ Record expenses quickly and intuitively.
✔ Receive detailed reports on your expenses.
✔ Track your balance and set financial goals.
✔ Free access without consuming mobile data.
❌ Disadvantages:
✖ Some advanced features require premium subscription.
📌 How to get started:
- Visit the website of POQT: poqt.com.br
- Click on “Start Now” and complete your registration.
- The assistant will send you a message on your WhatsApp to start the service.
2. Jota – Digital Account and Financial Assistant
💡 Best for: Payments via Pix, bills and expense control.
O Jota is an artificial intelligence-powered financial assistant that offers a digital account integrated with WhatsApp. With it, you can pay bills, transfer money via Pix and organize your finances with automatic spreadsheets.
✅ Advantages:
✔ Payment and receipt of money via Pix.
✔ Consultation and payment of bank slips.
✔ Creation of automatic financial spreadsheets.
✔ Intuitive interface within WhatsApp.
❌ Disadvantages:
✖ There may be fees for some transactions.
📌 How to get started:
- Add the number of Jota on WhatsApp: +55 11 4004-8006.
- Start a conversation and follow the instructions to activate services.
3. Magie – Digital Account via WhatsApp
💡 Best for: Manage accounts and payments directly through WhatsApp.
THE Magic is a Brazilian fintech that allows schedule and pay bills via boleto or Pix directly through WhatsApp. Its differential is in ease of use and financial automation, making organizing money quick and practical.
✅ Advantages:
✔ Payment and scheduling of bills via Pix and boleto.
✔ Simple and efficient interface.
✔ Safe and fast movement.
❌ Disadvantages:
✖ Availability limited to some regions.
📌 How to get started:
- Visit the website of Magic
- Follow the instructions to start support via WhatsApp.
How do financial assistants work on WhatsApp?
Using a financial assistant on WhatsApp is quick and easy:
1️⃣ Add the assistant's number to your contacts.
2️⃣ Send a message like “Get Started” or “Add Expense”.
3️⃣ Follow the instructions to set up a budget, record expenses, and receive reminders..
4️⃣ Track your spending in real time and receive automatic reports.
All this without having to download additional applications or configure complicated tools.
Why do I love using a financial assistant on WhatsApp?
Before using these tools, I always forgot to check my finance apps. Now, just send a quick message on WhatsApp and that's it – my expenses are automatically recorded, and I receive useful reminders.
This helps me maintain full control of my finances effortlessly.
📌 No hassle, no difficult spreadsheets – just practical, accessible financial management!
Which WhatsApp financial assistant is right for you?
✔ Do you want an assistant to record your expenses in a practical way? → POQT
💰 Do you need to pay bills and organize your finances via WhatsApp? → Jota
✔ Do you prefer a digital account integrated with WhatsApp? → Magic
Each assistant has its benefits, so choose the one that best fits your financial needs!
Take control of your finances with WhatsApp!
Organizing your finances has always been a challenge for you, financial assistant on WhatsApp may be exactly what you need.
💬 With these tools, tracking expenses, creating budgets and paying bills has never been easier. – all this without having to leave WhatsApp!