O My House Now It is one of the main housing programs of the Colombian government.

Created to help low- and middle-income families achieve homeownership.

Through direct subsidies for down payments and reductions in loan interest rates, thousands of Colombians have already been able to turn this dream into reality.

How does Mi Casa Ya work?

The program is coordinated by Ministry of Housing, City and Territory of Colombia and it offers two types of benefits:

  • Entry subsidy: between 20 and 30 current legal monthly minimum wages (SMMLV), according to the family's classification in the Sisbén IV system.
  • Interest rate reduction: Coverage of 4 to 5 percentage points on the mortgage interest rate, valid for up to 7 years.

Who can register?

To be eligible for the Mi Casa Ya program, you must meet the following criteria:

  • Be registered in Sisbén IV, between groups A1 and D20.
  • Not owning another residential property in Colombia.
  • Not having been a beneficiary of another government housing subsidy.
  • To have a mortgage or lease approved by an authorized financial institution.
  • Choose a new property classified as VIS (social housing) or VIP (priority housing).

Registration is now open!

Attention: the program is with New registrations open. For 2025. This is your chance to apply and secure your new home with government support. Spaces are limited and many applicants are in the approval process. Don't waste time!

Click here to access the program's official portal. and begin your registration.

Photo: Google Images

How do I know if you've been approved?

Mi Casa Ya does not publish public lists of beneficiaries due to privacy and data protection concerns. However, it is possible to individually check the status of your application through various channels:

  1. With the bank: Contact the institution where you applied for funding and provide your information to check if the grant has been approved.
  2. With the construction company: If you are buying directly from a housing project, the developer can provide up-to-date information.
  3. By phone: Contact the Ministry of Housing at the number 018000 413664 (601) 3323434 (Bogotá).
  4. By email: send a message with your details to atencionciudadano@minvivienda.gov.co, requesting the status of your registration.

What do the request statuses mean?

When checking the status of your application, you may receive one of the following responses:

  • Subsidy granted: Approved! Your subsidy will be released according to legal procedures.
  • In process: Your application is currently being processed.
  • Pending documentation: Some document is missing. Please check with your financial advisor.
  • No assigned: Your application was not approved at this stage. But you can try again!

Next steps after approval

If your grant application has been approved, the next steps include:

  1. Signing of the housing financing or leasing contract.
  2. Formalization of the public deed of purchase and sale.
  3. Release of the subsidy to the bank or construction company.
  4. Official handover of your new home.

Important: The subsidy amount is not given directly to the beneficiary, but rather applied to the financing and down payment of the property.

If it hasn't been approved yet, what should I do?

  • Please check that all your information is correct in Sisbén.
  • Please confirm whether the chosen property meets the VIS or VIP criteria.
  • Make sure the funding has been properly approved.
  • Follow the new approval stages and stay in touch with your financial institution or construction company.

Conclusion

O My House Now This is one of the most effective programs for facilitating access to housing in Colombia. If you want to stop renting and secure your own property, this is a real and concrete opportunity. Stay informed, meet the requirements, and actively monitor the status of your application.

Don't miss this chance. Sign up today and make your dream of owning your own home a reality!

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