{"id":1870,"date":"2025-04-14T23:13:42","date_gmt":"2025-04-15T02:13:42","guid":{"rendered":"https:\/\/questoprodotto.net\/?p=1870"},"modified":"2025-04-14T23:15:07","modified_gmt":"2025-04-15T02:15:07","slug":"programa-mi-casa-ya-inscricoes-abertas","status":"publish","type":"post","link":"https:\/\/questoprodotto.net\/ro\/programa-mi-casa-ya-inscricoes-abertas\/","title":{"rendered":"Program Mi Casa Ya: \u00censcrierile deschise"},"content":{"rendered":"<p>O <strong>Casa mea acum<\/strong> este unul dintre principalele programe de locuin\u021be ale guvernului columbian.<\/p>\n<p>Creat pentru a ajuta familiile cu venituri mici \u0219i medii s\u0103-\u0219i achizi\u021bioneze propria cas\u0103.<\/p>\n<p>Prin subven\u021bii directe \u00een avans \u0219i reduceri ale dob\u00e2nzilor la \u00eemprumuturi, mii de columbieni au reu\u0219it deja s\u0103 devin\u0103 realitate acest vis.<\/p>\n<h3>Cum func\u021bioneaz\u0103 Mi Casa Ya?<\/h3>\n<p>Programul este coordonat de <strong>Ministerul Locuin\u021bei, Ora\u0219ului \u0219i Teritoriului din Columbia<\/strong> \u0219i ofer\u0103 dou\u0103 tipuri de beneficii:<\/p>\n<ul>\n<li><strong>Subven\u021bie de intrare:<\/strong> \u00eentre 20 \u0219i 30 de salarii minime lunare legale \u00een vigoare (SMMLV), conform clasific\u0103rii familiale \u00een sistemul Sisb\u00e9n IV.<\/li>\n<li><strong>Reducerea dob\u00e2nzii:<\/strong> acoperire de 4 p\u00e2n\u0103 la 5 puncte procentuale asupra ratei dob\u00e2nzii la finan\u021barea locuin\u021belor, valabil\u0103 p\u00e2n\u0103 la 7 ani.<\/li>\n<\/ul>\n<h3>Cine poate aplica?<\/h3>\n<p>Pentru a fi eligibil pentru programul Mi Casa Ya, trebuie s\u0103 \u00eendeplini\u021bi urm\u0103toarele criterii:<\/p>\n<ul>\n<li>S\u0103 fie \u00eenscris \u00een Sisb\u00e9n IV, \u00eentre grupele A1 \u0219i D20.<\/li>\n<li>Nu de\u021bine o alt\u0103 proprietate reziden\u021bial\u0103 \u00een Columbia.<\/li>\n<li>Nu a beneficiat de o alt\u0103 subven\u021bie guvernamental\u0103 pentru locuin\u021be.<\/li>\n<li>S\u0103 aib\u0103 aprobare pentru finan\u021barea locuin\u021belor sau \u00eenchirierea la o institu\u021bie financiar\u0103 autorizat\u0103.<\/li>\n<li>Alege\u021bi o proprietate nou\u0103 clasificat\u0103 ca VIS (locuin\u021be de interes social) sau VIP (locuin\u021be cu interes prioritar).<\/li>\n<\/ul>\n<h3>\u00cenregistr\u0103rile sunt deschise!<\/h3>\n<p><strong>Aten\u0163ie:<\/strong> programul este cu <strong>noi \u00eenregistr\u0103ri deschise<\/strong> pentru 2025. Aceasta este \u0219ansa ta de a aplica \u0219i de a c\u00e2\u0219tiga noua ta cas\u0103 cu sprijinul guvernului. Locurile sunt limitate \u0219i mul\u021bi candida\u021bi sunt \u00een proces de aprobare. <em>Nu pierde timpul!<\/em><\/p>\n<p><strong><a href=\"https:\/\/subsidiosfonvivienda.minvivienda.gov.co\/micasaya\/\" target=\"_blank\" rel=\"noopener\">Face\u021bi clic aici pentru a accesa portalul oficial al programului<\/a><\/strong> \u0219i \u00eencepe\u021bi \u00eenregistrarea.<\/p>\n<div id=\"attachment_1871\" style=\"width: 1290px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1871\" class=\"wp-image-1871 size-full\" src=\"https:\/\/questoprodotto.net\/wp-content\/uploads\/2025\/04\/Proyecto-nuevo-2024-12-18T090200.859.webp\" alt=\"\" width=\"1280\" height=\"720\" srcset=\"https:\/\/questoprodotto.net\/wp-content\/uploads\/2025\/04\/Proyecto-nuevo-2024-12-18T090200.859.webp 1280w, https:\/\/questoprodotto.net\/wp-content\/uploads\/2025\/04\/Proyecto-nuevo-2024-12-18T090200.859-300x169.webp 300w, https:\/\/questoprodotto.net\/wp-content\/uploads\/2025\/04\/Proyecto-nuevo-2024-12-18T090200.859-1024x576.webp 1024w, https:\/\/questoprodotto.net\/wp-content\/uploads\/2025\/04\/Proyecto-nuevo-2024-12-18T090200.859-768x432.webp 768w, https:\/\/questoprodotto.net\/wp-content\/uploads\/2025\/04\/Proyecto-nuevo-2024-12-18T090200.859-18x10.webp 18w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><p id=\"caption-attachment-1871\" class=\"wp-caption-text\">Foto: Google Images<\/p><\/div>\n<h3>De unde \u0219tii dac\u0103 ai fost aprobat?<\/h3>\n<p>Mi Casa Ya nu public\u0103 liste publice de beneficiari, din motive de confiden\u021bialitate \u0219i protec\u021bie a datelor. Cu toate acestea, pute\u021bi verifica individual starea solicit\u0103rii dvs. prin diferite canale:<\/p>\n<ol>\n<li><strong>Cu banca:<\/strong> Contacta\u021bi institu\u021bia la care a\u021bi solicitat finan\u021bare \u0219i furniza\u021bi detaliile dvs. pentru a verifica dac\u0103 grantul a fost aprobat.<\/li>\n<li><strong>Cu firma de constructii:<\/strong> Dac\u0103 cump\u0103ra\u021bi direct dintr-un proiect de locuin\u021be, dezvoltatorul v\u0103 poate oferi informa\u021bii la zi.<\/li>\n<li><strong>La telefon:<\/strong> contacta\u021bi Ministerul Locuin\u021bei la num\u0103rul <strong>018000 413664 <strong>(601) 3323434<\/strong> (Bogota).<\/strong><\/li>\n<li><strong>Prin e-mail:<\/strong> trimite un mesaj cu detaliile tale la <a href=\"mailto:atencionciudadano@minvivienda.gov.co\">atencionciudadano@minvivienda.gov.co<\/a>, solicit\u00e2nd starea cererii dvs.<\/li>\n<\/ol>\n<h3>Ce \u00eenseamn\u0103 st\u0103rile cererii?<\/h3>\n<p>C\u00e2nd verifica\u021bi starea procesului dvs., este posibil s\u0103 primi\u021bi unul dintre urm\u0103toarele r\u0103spunsuri:<\/p>\n<ul>\n<li><strong>Grant alocat:<\/strong> aprobat! Subven\u021bia dumneavoastr\u0103 va fi eliberat\u0103 \u00een conformitate cu procedurile legale.<\/li>\n<li><strong>\u00cen proces:<\/strong> Aplica\u021bia dvs. este \u00een curs de examinare.<\/li>\n<li><strong>Documenta\u021bie \u00een a\u0219teptare:<\/strong> lipse\u0219te un document. Verifica\u021bi cu agentul dvs. financiar.<\/li>\n<li><strong>\u00cen cele atribuite:<\/strong> cererea dvs. nu a fost aprobat\u0103 \u00een aceast\u0103 etap\u0103. Dar po\u021bi \u00eencerca din nou!<\/li>\n<\/ul>\n<h3>Urm\u0103torii pa\u0219i dup\u0103 aprobare<\/h3>\n<p>Dac\u0103 grantul dvs. a fost aprobat, urm\u0103torii pa\u0219i includ:<\/p>\n<ol>\n<li>Semnarea contractului de finan\u0163are sau leasing de locuin\u0163e.<\/li>\n<li>Formalizarea actului public de v\u00e2nzare-cump\u0103rare.<\/li>\n<li>Eliberarea subven\u021biei c\u0103tre banc\u0103 sau companie de construc\u021bii.<\/li>\n<li>Livrare oficial\u0103 a noii dumneavoastr\u0103 locuin\u021be.<\/li>\n<\/ol>\n<p><em>Important:<\/em> cuantumul subven\u021biei nu se acord\u0103 direct beneficiarului, ci se aplic\u0103 mai degrab\u0103 finan\u021b\u0103rii \u0219i avansului imobilului.<\/p>\n<h3>Dac\u0103 nu a fost \u00eenc\u0103 aprobat, ce ar trebui s\u0103 fac?<\/h3>\n<ul>\n<li>Verifica\u021bi dac\u0103 toate datele dumneavoastr\u0103 sunt corecte \u00een Sisb\u00e9n.<\/li>\n<li>Confirma\u021bi c\u0103 proprietatea aleas\u0103 \u00eendepline\u0219te criteriile VIS sau VIP.<\/li>\n<li>Asigura\u021bi-v\u0103 c\u0103 finan\u021barea a fost aprobat\u0103 \u00een mod corespunz\u0103tor.<\/li>\n<li>Urma\u021bi noii pa\u0219i de aprobare \u0219i p\u0103stra\u021bi leg\u0103tura cu institu\u021bia dvs. financiar\u0103 sau compania de construc\u021bii.<\/li>\n<\/ul>\n<h3>Concluzie<\/h3>\n<p>O <strong>Casa mea acum<\/strong> este unul dintre cele mai eficiente programe pentru a facilita accesul la locuin\u021be \u00een Columbia. Dac\u0103 dori\u021bi s\u0103 \u00eenceta\u021bi s\u0103 \u00eenchiria\u021bi \u0219i s\u0103 v\u0103 asigura\u021bi propria proprietate, aceasta este o oportunitate real\u0103 \u0219i concret\u0103. R\u0103m\u00e2ne\u021bi informat, \u00eendeplini\u021bi cerin\u021bele \u0219i monitoriza\u021bi activ starea cererii dvs.<\/p>\n<p><strong>Nu rata aceast\u0103 \u0219ans\u0103. \u00censcrie-te ast\u0103zi \u0219i transform\u0103-\u021bi visul de a-\u021bi de\u021bine propria cas\u0103!<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>O Mi Casa Ya \u00e9 um dos principais programas habitacionais do governo colombiano. Criado para auxiliar fam\u00edlias de baixa e m\u00e9dia renda na conquista da&#8230;<\/p>","protected":false},"author":1,"featured_media":1871,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-1870","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacoes"],"_links":{"self":[{"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/posts\/1870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/comments?post=1870"}],"version-history":[{"count":4,"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/posts\/1870\/revisions"}],"predecessor-version":[{"id":1875,"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/posts\/1870\/revisions\/1875"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/media\/1871"}],"wp:attachment":[{"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/media?parent=1870"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/categories?post=1870"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/questoprodotto.net\/ro\/wp-json\/wp\/v2\/tags?post=1870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}